EIB tightens FTV for expat financing — 70% cap for select sectors, freeze on unpaid leave
EIB has revised its Finance-To-Value cap for expat applicants in specific sectors to 70%, and paused approvals for anyone currently on unpaid leave. Here is who is affected and what to do.
Recent briefs
13 briefs · April 2026CBD revises LTV framework — what residents, expats, and non-residents need to know
Commercial Bank of Dubai has updated LTV limits for residents, expats and non-residents from 13 April 2026, with land financing now suspended. Here is the practical impact.
Emirates NBD overhauls April mortgage pricing — 5-year fixed discontinued, processing fees return
ENBD has overhauled its April mortgage grid — 5-year fixed gone, processing fees restored on most cases, equity release pricing reset, and STL eased for long-term ENBD customers.
ADIB launches 3.99% fixed buyout rate for Q2 2026 — valuation and early-settlement fees waived
ADIB has launched a 3.99% fixed buyout product through Q2 2026 with valuation and early-settlement fee refunds. Here is who qualifies and the catch to watch for.
ADIB introduces appointment-only process for Ajman Land Department transactions
ADIB customers must now book Ajman Land Department appointments in advance. Sales must receive the confirmation before the visit, and 10:15 AM is the daily cut-off.
RAKBANK cuts mortgage rates to 3.99% — zero processing fees for salaried buyers
RAKBANK launches 3.99% fixed rates effective 8 April with zero processing fees for salaried customers. Self-employed pricing and Low-Doc programme attract different fee structures.
Standard Chartered repositions mortgage range — 4.29% fixed, 75-year maturity, 50% offset
Standard Chartered has revised its mortgage range from 6 April with 4.29% fixed pricing, optional life insurance, 75-year maturity, and an enhanced 50% offset limit on its Mortgage One Account.
FAB revises LTV limits — transition rules for in-progress applications
FAB has revised its LTV limits effective 1 April. Applications with valuation fees paid before 31 March 2026 or unexpired final sanctions will continue under previous policy if disbursed by 25 April.
Arab Bank extends Ramadan mortgage campaign through 30 April 2026
Arab Bank has extended its Ramadan mortgage campaign through 30 April 2026, giving borrowers an additional window to access seasonal offers.
DIB holds Profit Rate steady through Q2 2026
Dubai Islamic Bank will continue with its existing Profit Rate through Q2 2026 — useful predictability for borrowers planning Sharia-compliant financing.
EIB extends Home Finance pricing through 31 May 2026
Emirates Islamic Bank has extended its current Home Finance pricing through 31 May 2026 — giving borrowers two more months of visibility on Sharia-compliant terms.
Mashreq overhauls mortgage policy — non-resident LTV, income, eligibility tightened
Mashreq has revised its mortgage policy effective immediately, with changes spanning LTV, loan caps, minimum income, self-employed eligibility, high-risk borrower criteria, and seller buyout rules.
Mashreq extends mortgage pricing promotion through April 2026 — pre-approval fees waived
Mashreq has extended its mortgage pricing promotion through April with the AED 1,050 pre-approval fee waived, new part-payment ESF rules, and a 100bps uplift where rental income exceeds salary.