DIB holds Profit Rate steady through Q2 2026

Dubai Islamic Bank (DIB) has confirmed it will hold its existing Profit Rate steady through Q2 2026. Not a price cut — but in a market where pricing changes mid-quarter, the certainty itself is useful.

What changed

DIB has signalled that its current home finance Profit Rate will continue unchanged through the end of Q2 2026 (30 June 2026). Any rate change would be communicated to existing relationships and the broader market through DIB’s normal channels.

Who this affects

Borrowers shortlisting Sharia-compliant financing options now have rate certainty if they apply within Q2. It also signals DIB’s positioning — the bank is not chasing the sub-4% race that ADIB and RAKBANK joined in early April; instead, it is holding ground on its existing pricing structure.

What to do next

If you are evaluating Islamic finance options, DIB and ADIB are the two natural shortlist candidates. The right fit depends on your transaction type (purchase vs buyout), tenor needs, and how the all-in cost compares once fees are factored in. We can model it.